Article provided by: National Disability Benefits, All Right Reserved

Social security disability insurance or SSDI is a program that offers monthly payments to people who are under the age of 65 and have a qualifying disability that prevents them from working. There are certain criteria individuals in the state of California must meet to become eligible for SSDI benefits. And it can take a while for the Social Security Administration to determine whether you meet all the requirements.

Do I Meet the Requirements that Guarantee Eligebility for SSDI in California?

To receive SSDI benefits in the State of California you will need to meet two basic requirements.

First the Social Security Administration will look at your work history. This will let them know if you have worked long enough to be covered by Social Security Disability Insurance. Since this is an insurance program, there isn’t any reason to provide proof of financial needs in order to qualify. That is one of the distinctions between SSDI and SSI benefits.

The second requirement is the SSA must decide that you are disabled. There’s five different areas they look at to determine if you quality to receive SSDI.

You will need to meet both of the above requirements to move forward with your application. If you only meet one of these requirements, you will automatically not be considered for SSDI benefits.

What are the Five Areas SSA Looks At To Determine Eligibility? 

The five areas that the Social Security Administration considers before they will approve your eligebility for SSDI in California are the following:

Are you working at SGA levels?

SGA stands for Substantial Gainful Activity. To qualify for SSDI benefits, a person must be unable to work and earn a specific income amount each month. The amount of those monthly earnings change every year and is determined by the SSA. For 2019, the SGA amount was $2,040 for blind individuals and $1,220 for those who were not blind but disabled.

Is Your Medical Condition Permanent or Severe?

To meet the criteria for eligebility for SSDI in California, your health condition must be expected to last for 12 months consecutively or result in your death. If your condition is not expected to result in death, it should limit your ability to perform basic everyday tasks at home or at work. This means your condition must prevent you from simple activities such as walking, talking or even thinking. If this is not the case with your medical condition, you will not be eligible for benefits.

Is Your Health Condition Included on the SSA List of Impairments?

Your medical condition must be included in the SSA List of Impairments for you to be eligible for benefits. If your condition is not on the list, the SSA will then determine if your health issues are as severe as those on the list.

Are you Capable of Doing the Same Work as Before?

If your current health condition does not prevent you from doing the same work as before, the SSA will say that you are not eligible to receive SSDI benefits. If that happens, the Social Security Administration will then move on to the final step to determine your benefit eligibility.

Are You Able to Perform Any Other Type of Work?

If you can’t perform your old job, but you can take on something different without any issues, the SSA will likely turn you down for benefits. If you are still capable of earning at or above the SGA level, you will not be considered for benefits and also will not qualify.

Eligebility For SSDI In California
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